Want to Become a Landlord? A DSCR Mortgage Could Help
DSCR mortgages let investors qualify using a property's rental income rather than their own. Here's how they work and what borrowers should know.
October 21, 2026 4 min read
DSCR mortgages let investors qualify using a property's rental income rather than their own. Here's how they work and what borrowers should know.
The MBA expects mortgage rates to remain above 7% through 2027, though other forecasts are more optimistic. Should first-time buyers buy now or wait?
Applications for adjustable-rate mortgages (ARMs) are rising as borrowers look for lower rates amid higher fixed-rate mortgage costs.
Non-QM lending is growing faster than the broader mortgage market. See which lenders led the charge.
Non-QM lending is growing faster than the overall purchase mortgage market. See which 25 housing markets had the most non-QM loan originations.
Homeowners can save tens of thousands of dollars and pay off their mortgages years early by making 13 payments a year. Here’s when that strategy makes sense and when it doesn’t.
ARM lending climbed in 2025. These mortgage companies originated the most adjustable-rate purchase loans.
Artificial intelligence (AI) may be adding upward pressure to mortgage rates. And that pressure could continue for years.
Parts of the U.S. economy have real vulnerabilities. But that doesn’t necessarily mean mortgage rates are headed sharply higher.
Fannie Mae reportedly dismissed roughly a dozen senior officials in a sudden leadership shakeup. Here’s what it could mean for mortgage rates, availability, and market stability.
The buy-now-pay-later app you once used for luxuries may now let you pay your mortgage, rent, or utilities.
Today’s ARM borrowers have higher credit scores, higher incomes, and lower LTVs than fixed-rate borrowers, showing how much adjustable-rate mortgages have changed since the 2000s.
Americans are still spending even as debt levels rise. Meanwhile, homeowners now have record levels of equity that could provide a lower-cost way to consolidate debt.
Adjustable-rate mortgages are making a comeback as fixed rates remain high. See which U.S. metros had the most ARM originations in 2025.
With $18 trillion in combined home equity and mortgage rates still elevated, homeowners are increasingly turning to HELOCs and home equity loans.
Modern couples have few qualms about asking for cash wedding gifts, and many are putting the money toward a future home.
Mortgage lending standards remain tight, but new credit scoring models may help more borrowers with limited credit histories qualify.
Beginning Jan. 1, 2027, the FHA is changing its credit score rules. And that could help millions who can't currently qualify for a mortgage.
