High Mortgage Rates Blocking Desperately Needed Refinances: New Survey
Many recent homebuyers planned to refinance when mortgage rates fell. Now, stubbornly high rates are forcing drastic measures.
July 27, 2026 5 min read
Many recent homebuyers planned to refinance when mortgage rates fell. Now, stubbornly high rates are forcing drastic measures.
VA loan volume increased 29% annually in Q2 2026. See which lenders led the purchase, IRRRL, cash-out refinance, and overall markets.
Nearly 93,000 vacation home mortgages were originated in 2025, up 3.9% from a year earlier. See which metro areas attracted the most second-home buyers.
Which states depend most on USDA home loans? Mortgage Research Network analyzed HMDA data to rank every state by USDA mortgage share.
Most homebuyers would trust AI to help choose a mortgage and manage their application. Here's where that trust could be misplaced.
On average, homeowners pay more in mortgage interest than the purchase price of the home, a sign of uncomfortably high rates.
As affordability pressures mount, FHA loans now make up more than one in five U.S. home purchase mortgages.
After a strong rebound in investor purchases, some states are pulling far ahead of the competition. Here's where the action is.
Homeowners are increasingly tapping their home equity using second mortgages such as home equity loans and HELOCs.
From rate locks to down payment assistance, here's what today's homebuyers need to know before making an offer.
From fix-and-flips to rental portfolios, these 10 lenders accounted for nearly a quarter of all investment property mortgages in 2025.
New homes can save buyers $25,335 over 10 years. Half of potential VA loan borrowers wrongly think they need a down payment. Nonconforming loans make a comeback.
Think you know everything about VA home loans? From credit score flexibility to reusable benefits, discover 5 surprising facts about how VA loan benefits work.
First-time homebuyers know much less about mortgage rules than they think. And, for many, it's delaying their homeownership dreams.
Nearly 2 million homeowners refinanced in 2025. See which lenders originated the most refinance loans, based on the latest HMDA data.
People under 45 years accounted for most new mortgages in the second quarter, a recent record.
A mortgage denial isn't always the final answer. Learn why lenders make different decisions – and how understanding underwriting could improve your chances of buying a home.
VA loans are growing faster than the overall mortgage market. See which states have the highest share of veteran homebuyers and where usage is rising fastest.
